{"id":4762,"date":"2020-04-02T15:49:04","date_gmt":"2020-04-02T15:49:04","guid":{"rendered":"https:\/\/bcn.cv\/pt_PT\/?page_id=4762"},"modified":"2026-04-07T15:03:21","modified_gmt":"2026-04-07T16:03:21","slug":"credito-documentario-2","status":"publish","type":"page","link":"https:\/\/bcn.cv\/pt_PT\/empresas\/credito-para-empresas\/credito-documentario-2\/","title":{"rendered":"Cr\u00e9dito Document\u00e1rio"},"content":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1585215108093{margin-top: 50px !important;margin-bottom: 100px !important;padding-bottom: 0px !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; el_class=&#8221;align-content left&#8221;][vc_column_text]<\/p>\n<h4><strong>Finalidade<\/strong><\/h4>\n<p>O <strong>Cr\u00e9dito Document\u00e1rio<\/strong> de Importa\u00e7\u00e3o \u00e9 um contrato atrav\u00e9s do qual o BCN assume, a pedido do seu Cliente Importador, o compromisso de pagar os valores relativos \u00e0 transa\u00e7\u00e3o comercial internacional, contra a apresenta\u00e7\u00e3o de documentos e cumprimento das demais condi\u00e7\u00f5es, previstas no contrato.[\/vc_column_text][vc_column_text el_class=&#8221;bullet-red&#8221;]<\/p>\n<h4><b>Vantagens para o exportador:<\/b><\/h4>\n<ul>\n<li>Liquidez imediata, com o pagamento \u00e0 vista do Cr\u00e9dito Document\u00e1rio;<\/li>\n<li>Mitiga\u00e7\u00e3o do risco econ\u00f3mico, pol\u00edtico e de n\u00e3o pagamento do Importador (Cr\u00e9dito Document\u00e1rio Notificado);<\/li>\n<li>Maior rapidez no acesso a financiamento;<\/li>\n<li>Redu\u00e7\u00e3o da carga administrativa e dos problemas de cobran\u00e7a;<\/li>\n<li>Mitiga\u00e7\u00e3o do risco cambial nas opera\u00e7\u00f5es de exporta\u00e7\u00e3o.<br \/>\n<span data-contrast=\"auto\">\u00a0<\/span><\/li>\n<\/ul>\n<h4><b>Vantagens para o importador:<\/b><\/h4>\n<ul>\n<li><span data-contrast=\"auto\">Possibilidade de negocia\u00e7\u00e3o de melhores condi\u00e7\u00f5es comerciais por antecipa\u00e7\u00e3o do prazo de pagamento (financiar na totalidade os produtos importados, anular o risco de taxa de juro, etc.);<\/span><\/li>\n<li>Melhor gest\u00e3o da tesouraria (cr\u00e9ditos document\u00e1rios de importa\u00e7\u00e3o de pagamento a prazo em vez de \u00e0 vista);<\/li>\n<li>Mitiga\u00e7\u00e3o do risco cambial nas opera\u00e7\u00f5es de importa\u00e7\u00e3o.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;bullet-red&#8221;]<\/p>\n<h4><b>Vantagens<\/b><\/h4>\n<ul>\n<li>Controle a estrutura de d\u00edvida da sua empresa;<\/li>\n<li>Reduza os procedimentos administrativos e os riscos de insolv\u00eancia dos seus devedores;<\/li>\n<li>Reduza os custos administrativos ligados ao controlo de cr\u00e9ditos, atrav\u00e9s de uma an\u00e1lise atualizada sobre os riscos inerentes \u00e0s vendas;<\/li>\n<li>Assegure a obten\u00e7\u00e3o de fundos para liquidar pagamentos a fornecedores.<\/li>\n<\/ul>\n<h4><b>Uma solu\u00e7\u00e3o \u00e1gil na gest\u00e3o das transa\u00e7\u00f5es externas da sua Empresa.<\/b><\/h4>\n<ul>\n<li>Proporciona maior confian\u00e7a entre os parceiros, assente no compromisso de pagamento do BCN;<\/li>\n<li>Redu\u00e7\u00e3o do risco, garantindo a rece\u00e7\u00e3o da mercadoria no prazo acordado e nas condi\u00e7\u00f5es negociadas;<\/li>\n<li>Possibilita o pagamento postecipado.<\/li>\n<\/ul>\n<p><strong>Para informa\u00e7\u00e3o adicional, consulte o nosso\u00a0<a href=\"https:\/\/bcn.cv\/pt_PT\/precario\/\" target=\"_blank\" rel=\"noopener noreferrer\">Pre\u00e7\u00e1rio.<\/a><\/strong>[\/vc_column_text][vc_row_inner css=&#8221;.vc_custom_1587465430646{margin-top: 50px !important;}&#8221;][\/vc_row_inner][vc_column_inner][\/vc_column_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; el_class=&#8221;align-content right&#8221;][vc_single_image image=&#8221;5978&#8243; img_size=&#8221;full&#8221; alignment=&#8221;right&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/bcn.cv\/pt_PT\/suporte_test\/open.php&#8221;][\/vc_column][\/vc_row][vc_row][vc_column css=&#8221;.vc_custom_1582213073468{margin-top: -75px !important;}&#8221;]<div class=\"title-vertical-line\"><h2><span>Informa\u00e7\u00e3o<\/span> \u00datil<\/h2><p><\/p><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1584698679942{margin-right: 14% !important;margin-left: 14% !important;}&#8221; el_class=&#8221;useful-info&#8221;][vc_column width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1554915538453{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3916&#8243; alignment=&#8221;center&#8221; el_class=&#8221;info-icon&#8221; css=&#8221;.vc_custom_1584639152674{padding-right: -3px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1588092435234{margin-top: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/bcn.cv\/pt_PT\/precario\/\"><strong>PRE\u00c7\u00c1RIO<\/strong><\/a><\/span><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1554915650188{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3941&#8243; alignment=&#8221;center&#8221; el_class=&#8221;info-icon&#8221; css=&#8221;.vc_custom_1584639170837{margin-right: -3px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1588092449909{margin-top: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><strong><span style=\"color: #333333;\"><span style=\"color: #333336;\"><a style=\"color: #333336;\" href=\"https:\/\/bcnonline.bcn.cv\/\">\u00c1REA DE CLIENTE<\/a><\/span><br \/>\n<\/span><\/strong><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;2\/5&#8243; css=&#8221;.vc_custom_1554915579391{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3905&#8243; alignment=&#8221;right&#8221; el_class=&#8221;info-icon&#8221; css=&#8221;.vc_custom_1584639180305{margin-right: 13px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1588171567287{margin-top: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><strong><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/bcn.cv\/pt_PT\/formularios\/\">DOCUMENTOS E FORMUL\u00c1RIOS<\/a><br \/>\n<\/span><\/strong><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3918&#8243; alignment=&#8221;center&#8221; el_class=&#8221;info-icon last&#8221; css=&#8221;.vc_custom_1584639195656{margin-right: -17px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1588092471365{margin-top: 20px !important;margin-left: 10px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><strong><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/bcn.cv\/pt_PT\/protocolos\/\">PROTOCOLOS<\/a><br \/>\n<\/span><\/strong><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1585215108093{margin-top: 50px !important;margin-bottom: 100px !important;padding-bottom: 0px !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; el_class=&#8221;align-content left&#8221;][vc_column_text] Finalidade O Cr\u00e9dito Document\u00e1rio de Importa\u00e7\u00e3o \u00e9 um contrato atrav\u00e9s do qual o BCN assume, a pedido do seu Cliente Importador, o compromisso de pagar os valores relativos \u00e0 transa\u00e7\u00e3o comercial internacional, contra a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4741,"menu_order":16,"comment_status":"closed","ping_status":"closed","template":"template-builder.php","meta":{"inline_featured_image":false},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/4762"}],"collection":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/comments?post=4762"}],"version-history":[{"count":17,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/4762\/revisions"}],"predecessor-version":[{"id":16383,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/4762\/revisions\/16383"}],"up":[{"embeddable":true,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/4741"}],"wp:attachment":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/media?parent=4762"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}