{"id":2026,"date":"2019-01-27T16:57:54","date_gmt":"2019-01-27T16:57:54","guid":{"rendered":"https:\/\/bcn.cv\/pt_PT\/?page_id=2026"},"modified":"2026-04-07T14:30:56","modified_gmt":"2026-04-07T15:30:56","slug":"particulares-deposito-poupanca-automatica","status":"publish","type":"page","link":"https:\/\/bcn.cv\/pt_PT\/particulares\/particulares-poupanca\/particulares-deposito-poupanca-automatica\/","title":{"rendered":"DP Poupan\u00e7a Autom\u00e1tica"},"content":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1585215108093{margin-top: 50px !important;margin-bottom: 100px !important;padding-bottom: 0px !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; el_class=&#8221;align-content left&#8221;][vc_column_text]Entre as obriga\u00e7\u00f5es financeiras rotineiras e os imprevistos do dia a dia, poupar pode ser uma tarefa complicada. Para ajud\u00e1-lo, criamos o\u00a0<strong>DP Poupan\u00e7a Autom\u00e1tica<\/strong>, uma aplica\u00e7\u00e3o de baixo montante de subscri\u00e7\u00e3o que cresce \u00e0 medida da sua disponibilidade financeira, de forma autom\u00e1tica e simples.<\/p>\n<p>Destina-se a clientes Particulares, maiores de 18 anos e encontra-se associado a um mecanismo autom\u00e1tico de poupan\u00e7a, que permite refor\u00e7ar a sua poupan\u00e7a com um valor pr\u00e9-definido e com uma frequ\u00eancia semanal, quinzenal ou mensal.[\/vc_column_text][vc_empty_space][vc_column_text]<\/p>\n<div class=\"title-subtitle\">\n<h4><span style=\"color: #000000;\"><b>Como subscrever?<\/b><\/span><\/h4>\n<p>Poder\u00e1 fazer a subscri\u00e7\u00e3o do Poupan\u00e7a Autom\u00e1tica junto de uma das\u00a0<a href=\"https:\/\/bcn.cv\/pt_PT\/agencias-bcn\/\">Ag\u00eancias\u00a0do BCN<\/a> ou atrav\u00e9s do BCN Online, op\u00e7\u00e3o Contas a Prazo &gt; Constitui\u00e7\u00e3o.<\/p>\n<p>Caso n\u00e3o esteja em Cabo Verde e n\u00e3o tenha acesso ao BCN Online, contacte-nos atrav\u00e9s do <a href=\"https:\/\/www.bcn.cv\/suporte\/\" target=\"_blank\" rel=\"noopener noreferrer\">BCN Suporte ao Cliente<\/a>.<\/div>\n<p>[\/vc_column_text][vc_empty_space][vc_column_text css=&#8221;.vc_custom_1583838668814{margin-top: 35px !important;margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221;]<\/p>\n<h3><span style=\"color: #da3535;\"><strong>CONDI\u00c7\u00d5ES<\/strong><\/span><\/h3>\n<p>[\/vc_column_text][vc_row_inner equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1586189751563{margin-bottom: 25px !important;padding-right: 50px !important;}&#8221;][vc_column_inner el_class=&#8221;info-box&#8221; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1583843155721{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1583841940373{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 16px !important;padding-bottom: 16px !important;background-color: #eff3f8 !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center; color: #ffffff;\"><span style=\"color: #da3535;\"><strong>Prazo<\/strong><\/span><\/h5>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1585218017111{margin-top: 38px !important;margin-bottom: 40px !important;border-left-width: 1px !important;padding-top: 0px !important;border-radius: 5px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">365 dias<br \/>\n731 dias[\/vc_column_text][\/vc_column_inner][vc_column_inner el_class=&#8221;info-box&#8221; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1583842416329{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1583842611383{padding-top: 16px !important;padding-bottom: 16px !important;background-color: #eff3f8 !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center; color: #ffffff;\"><span style=\"color: #da3535;\"><strong>Montantes<\/strong><\/span><\/h5>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1585239883579{margin-top: 38px !important;margin-bottom: 40px !important;padding-top: 0px !important;border-radius: 5px !important;}&#8221;]<\/p>\n<p style=\"padding-left: 40px; text-align: center;\">M\u00ednimo: 1.000$00<br \/>\nM\u00e1ximo: 50.000.000$00[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1586189665058{padding-right: 50px !important;}&#8221;][vc_column_inner el_class=&#8221;info-box&#8221; width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1583842420497{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1583842620078{padding-top: 16px !important;padding-bottom: 16px !important;background-color: #eff3f8 !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center; color: #ffffff;\"><span style=\"color: #da3535;\"><strong>Refor\u00e7os<\/strong><\/span><\/h5>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1585239999421{margin-top: 15px !important;margin-bottom: 15px !important;padding-top: 0px !important;padding-right: 10px !important;padding-left: 15px !important;border-radius: 5px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span data-contrast=\"none\">Permitidos a qualquer momento da validade do prazo do DP em curso, por m\u00faltiplos de 100$.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner el_class=&#8221;info-box&#8221; width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1583842424177{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1583842628443{padding-top: 16px !important;padding-bottom: 16px !important;background-color: #eff3f8 !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center; color: #ffffff;\"><span style=\"color: #da3535;\"><strong>Renova\u00e7\u00e3o<\/strong><\/span><\/h5>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1585240046277{margin-top: 15px !important;margin-bottom: 15px !important;margin-left: 10px !important;padding-top: 0px !important;padding-right: 10px !important;padding-left: 10px !important;border-radius: 5px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">Capital e juros ser\u00e3o capitalizados automaticamente, com adop\u00e7\u00e3o das taxas de juro em vigor no produto nessa data.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner el_class=&#8221;info-box&#8221; width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1583842427721{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1583842636635{padding-top: 16px !important;padding-bottom: 16px !important;background-color: #eff3f8 !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center; color: #ffffff;\"><span style=\"color: #da3535;\"><strong>Mobiliza\u00e7\u00e3o<\/strong><\/span><\/h5>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1585240102148{margin-top: 15px !important;margin-bottom: 15px !important;margin-left: 10px !important;padding-top: 0px !important;padding-right: 10px !important;padding-left: 10px !important;border-radius: 5px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">S\u00e3o permitidas mobiliza\u00e7\u00f5es antecipadas, totais ou parciais, com penaliza\u00e7\u00e3o nos juros consoante o per\u00edodo decorrido.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_column_text css=&#8221;.vc_custom_1583845145287{margin-top: 35px !important;margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221;]<\/p>\n<h3><span style=\"color: #da3535;\"><strong>BENEF\u00cdCIOS<\/strong><\/span><\/h3>\n<p>[\/vc_column_text][vc_row_inner css=&#8221;.vc_custom_1588149986525{min-height:280px!important;margin-top: 0px !important;margin-right: 36px !important;margin-left: 0px !important;padding-left: 10px !important;background: #ed1f27 url(https:\/\/bcn.cv\/pt_PT\/wp-content\/uploads\/2018\/12\/logo-element-watermark-md.png?id=1722) !important;}&#8221;][vc_column_inner width=&#8221;2\/5&#8243;][vc_column_text css=&#8221;.vc_custom_1588161182117{margin-top: 20px !important;margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 15px !important;}&#8221;]<\/p>\n<div class=\"wpb_text_column wpb_content_element vc_custom_1588161182117\">\n<div class=\"wpb_wrapper\">\n<h3><span style=\"color: #ffffff;\"><strong>O QUE ESTE DEP\u00d3SITO A PRAZO DO BCN LHE OFERECE?<\/strong><\/span><\/h3>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][vc_single_image image=&#8221;1736&#8243; img_size=&#8221;full&#8221; el_class=&#8221;icon-about&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/5&#8243; css=&#8221;.vc_custom_1583926353129{margin-top: 0px !important;}&#8221;][vc_column_text el_class=&#8221;offers-text bullet-white&#8221; css=&#8221;.vc_custom_1597843700593{margin-top: 20px !important;margin-bottom: 20px !important;}&#8221;]<\/p>\n<ul>\n<li><span style=\"color: #ffffff;\">Taxa competitiva;<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Baixo montante m\u00ednimo de constitui\u00e7\u00e3o &#8211; Apenas 1.000$00;<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Baixo montante m\u00ednimo de refor\u00e7os \u2013 Apenas 100$00;<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Programa\u00e7\u00e3o autom\u00e1tica de refor\u00e7os semanais, quinzenais ou mensais;<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Flexibilidade para escolher o prazo mais adequado \u00e0s suas necessidades;<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Possibilidade de refor\u00e7os no decorrer da aplica\u00e7\u00e3o;<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Possibilidade de mobiliza\u00e7\u00e3o a qualquer momento do prazo da aplica\u00e7\u00e3o;<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Possibilidade de constituir e refor\u00e7ar atrav\u00e9s do BCN Online.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1587633634168{margin-top: 60px !important;}&#8221;][\/vc_row_inner][vc_column_inner][\/vc_column_inner][vc_column_text css=&#8221;.vc_custom_1583857023017{margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221;]<\/p>\n<h3><strong><span style=\"color: #da3535; font-size: 22px;\">Saiba mais sobre&#8230;<\/span><\/strong><\/h3>\n<p>[\/vc_column_text][vc_row_inner][\/vc_row_inner][vc_column_inner el_class=&#8221;pdf-icon&#8221; width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1588589060520{margin-left: 15px !important;}&#8221;][vc_single_image image=&#8221;7026&#8243; img_size=&#8221;70&#215;72&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]<\/p>\n<h4><strong>Documentos e<br \/>\nInforma\u00e7\u00f5es<\/strong><\/h4>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1588608064337{margin-top: 0px !important;padding-right: 24px !important;}&#8221;][vc_column_text el_class=&#8221;pdfs-download&#8221; css=&#8221;.vc_custom_1600188048396{padding-right: 20px !important;}&#8221;]<\/p>\n<p style=\"color: #6b696d !important;\"><a href=\"https:\/\/www.bcn.cv\/pdf\/formularios\/FORMBCN_13_2011_%20CONTRATO_CONSTITUICAO_DP.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Formul\u00e1rio de Constitui\u00e7\u00e3o de Dep\u00f3sito a Prazo<\/a><\/p>\n<p style=\"color: #6b696d !important;\"><a href=\"https:\/\/www.bcn.cv\/pdf\/formularios\/FORMBCN_2_2013_FORMULARIO_REFORCO_DEPOSITO_POUPANCAAUTOMATICA.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Formul\u00e1rio de Refor\u00e7o de Dep\u00f3sito a Prazo<\/a><\/p>\n<p style=\"color: #6b696d !important;\"><a href=\"https:\/\/www.bcn.cv\/pdf\/formularios\/FORMBCN_5_2015_MOBILIZACAO_LIQUIDACAO_DP.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Formul\u00e1rio de Mobiliza\u00e7\u00e3o ou Liquida\u00e7\u00e3o de Dep\u00f3sito a Prazo<\/a><\/p>\n<p><a href=\"https:\/\/www.bcn.cv\/pdf\/FIN\/FIN_DepositoPoupancaAutomatica.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Ficha de Informa\u00e7\u00e3o Normalizada<\/a>[\/vc_column_text][\/vc_column_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; el_class=&#8221;align-content right&#8221;][vc_column_text css=&#8221;.vc_custom_1590163031239{padding-top: 5px !important;padding-right: 10px !important;padding-left: 10px !important;background-color: #ed1f27 !important;}&#8221;]<\/p>\n<h4 style=\"color: #ffffff !important; padding: 20px 0 0 10px; line-height: 18px;\"><strong><span style=\"color: #ffffff !important; padding: 5px 0 0 0px; margin-bottom: 0; line-height: 18px;\">SIMULE A SUA POUPAN\u00c7A EM 3 PASSOS<\/span><\/strong><\/h4>\n<p><iframe style=\"margin: 0; padding: 0;\" src=\"https:\/\/bcn.cv\/pt_PT\/calculators\/deposit-calculator.html\" width=\"100%\" height=\"490\" frameborder=\"0\" scrolling=\"no\" data-mce-fragment=\"1\"><\/iframe>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column css=&#8221;.vc_custom_1582213073468{margin-top: -75px !important;}&#8221;]<div class=\"title-vertical-line\"><h2><span>Informa\u00e7\u00e3o<\/span> \u00datil<\/h2><p><\/p><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1584698679942{margin-right: 14% !important;margin-left: 14% !important;}&#8221; el_class=&#8221;useful-info&#8221;][vc_column width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1554915538453{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3916&#8243; alignment=&#8221;center&#8221; el_class=&#8221;info-icon&#8221; css=&#8221;.vc_custom_1584639152674{padding-right: -3px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1588092435234{margin-top: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/bcn.cv\/pt_PT\/precario\/\"><strong>PRE\u00c7\u00c1RIO<\/strong><\/a><\/span><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1554915650188{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3941&#8243; alignment=&#8221;center&#8221; el_class=&#8221;info-icon&#8221; css=&#8221;.vc_custom_1584639170837{margin-right: -3px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1624532106514{margin-top: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><a href=\"https:\/\/bcnonline.bcn.cv\/\"><strong><span style=\"color: #333333;\"><span style=\"color: #333336;\">\u00c1REA DE CLIENTE<\/span><\/span><\/strong><\/a><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;2\/5&#8243; css=&#8221;.vc_custom_1554915579391{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3905&#8243; alignment=&#8221;right&#8221; el_class=&#8221;info-icon&#8221; css=&#8221;.vc_custom_1584639180305{margin-right: 13px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1588171567287{margin-top: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><strong><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/bcn.cv\/pt_PT\/formularios\/\">DOCUMENTOS E FORMUL\u00c1RIOS<\/a><br \/>\n<\/span><\/strong><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3918&#8243; alignment=&#8221;center&#8221; el_class=&#8221;info-icon last&#8221; css=&#8221;.vc_custom_1584639195656{margin-right: -17px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1588092471365{margin-top: 20px !important;margin-left: 10px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><strong><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/bcn.cv\/pt_PT\/protocolos\/\">PROTOCOLOS<\/a><br \/>\n<\/span><\/strong><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1585215108093{margin-top: 50px !important;margin-bottom: 100px !important;padding-bottom: 0px !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; el_class=&#8221;align-content left&#8221;][vc_column_text]Entre as obriga\u00e7\u00f5es financeiras rotineiras e os imprevistos do dia a dia, poupar pode ser uma tarefa complicada. Para ajud\u00e1-lo, criamos o\u00a0DP Poupan\u00e7a Autom\u00e1tica, uma aplica\u00e7\u00e3o de baixo montante de subscri\u00e7\u00e3o que cresce \u00e0 medida [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2006,"menu_order":10,"comment_status":"closed","ping_status":"closed","template":"template-builder.php","meta":{"inline_featured_image":false},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/2026"}],"collection":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/comments?post=2026"}],"version-history":[{"count":65,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/2026\/revisions"}],"predecessor-version":[{"id":16351,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/2026\/revisions\/16351"}],"up":[{"embeddable":true,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/2006"}],"wp:attachment":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/media?parent=2026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}