{"id":2013,"date":"2019-01-27T16:53:10","date_gmt":"2019-01-27T17:53:10","guid":{"rendered":"https:\/\/bcn.cv\/pt_PT\/?page_id=2013"},"modified":"2026-04-07T14:20:49","modified_gmt":"2026-04-07T15:20:49","slug":"particulares-conta-senior","status":"publish","type":"page","link":"https:\/\/bcn.cv\/pt_PT\/particulares\/particulares-abrir-conta\/particulares-conta-senior\/","title":{"rendered":"Conta S\u00e9nior"},"content":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1561999195244{margin-top: 50px !important;padding-bottom: 0px !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; el_class=&#8221;align-content left&#8221;][vc_column_text]A\u00a0Conta S\u00e9nior\u202f\u00e9 uma conta de dep\u00f3sitos \u00e0 ordem, destinado a particulares com mais de 65 anos, que d\u00e1 acesso a in\u00fameros benef\u00edcios, abrindo um leque de novas e boas oportunidades para quem acredita que nunca \u00e9 tarde para concretizar os seus sonhos.<\/p>\n<h4><strong>Como posso movimentar a minha conta?<\/strong><\/h4>\n<p>Os clientes do BCN, ao abrir a conta podem solicitar um Cart\u00e3o na Hora e come\u00e7ar a movimentar a conta logo ap\u00f3s a abertura da conta.<\/p>\n<p>Saiba mais sobre o\u00a0<a href=\"https:\/\/bcn.cv\/pt_PT\/particulares\/cartoes-abrir-conta\/cartaonahora\/\">BCN Cart\u00e3o na Hora<\/a><\/p>\n<p>Oferecemos aos nossos clientes v\u00e1rios meios de movimenta\u00e7\u00e3o da conta e ferramentas que facilitam a sua gest\u00e3o financeira di\u00e1ria:<\/p>\n<ul>\n<li>Cart\u00e3o de D\u00e9bito\u00a0<a href=\"https:\/\/bcn.cv\/pt_PT\/particulares\/cartoes-abrir-conta\/particulares-cartao-vinti4\/\">Vinti4<\/a>\u00a0(Nacional) e\u00a0<a href=\"https:\/\/bcn.cv\/pt_PT\/particulares\/cartoes-abrir-conta\/particulares-cartao-mastercard\/\">Mastercard<\/a>\u00a0(Internacional)<\/li>\n<li><a href=\"https:\/\/bcn.cv\/pt_PT\/particulares\/servicos-abrir-conta\/bcn-online\/\">BCN Online<\/a><\/li>\n<li>Cheques<\/li>\n<\/ul>\n<h4><strong>Como abrir a sua conta?<\/strong><\/h4>\n<p>Para abrir a sua conta dirija-se a uma\u00a0<a href=\"https:\/\/bcn.cv\/pt_PT\/agencias-bcn\/\">Ag\u00eancia<\/a>\u00a0em posse da documenta\u00e7\u00e3o necess\u00e1ria e preencha os formul\u00e1rios de abertura de conta.<\/p>\n<p>A sua conta ser\u00e1 aberta e dever\u00e1 fazer o dep\u00f3sito do montante m\u00ednimo de abertura de conta (5.000$00).<\/p>\n<p><strong>Quais os documentos necess\u00e1rios para a abertura da conta?<\/strong><\/p>\n<ul>\n<li>Ficha de Cliente;<\/li>\n<li>Ficha de assinaturas;<\/li>\n<li>Fotoc\u00f3pia do documento de identifica\u00e7\u00e3o (BI, CNI ou Passaporte);<\/li>\n<li>Declara\u00e7\u00e3o de NIF.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1583845145287{margin-top: 35px !important;margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221;]<\/p>\n<h3><span style=\"color: #da3535;\"><strong>BENEF\u00cdCIOS<\/strong><\/span><\/h3>\n<p>[\/vc_column_text][vc_row_inner css=&#8221;.vc_custom_1588158687464{margin-top: 0px !important;margin-right: 36px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 35px !important;padding-bottom: 35px !important;padding-left: 10px !important;background: #ed1f27 url(https:\/\/bcn.cv\/pt_PT\/wp-content\/uploads\/2018\/12\/logo-element-watermark-md.png?id=1722) !important;}&#8221;][vc_column_inner width=&#8221;2\/5&#8243; css=&#8221;.vc_custom_1585910792357{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1588158665209{margin-top: 20px !important;margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 15px !important;}&#8221;]<\/p>\n<h3><strong><span style=\"color: #ffffff !important; font-size: 22x;\">O QUE A SUA CONTA S\u00c9NIOR LHE OFERECE<\/span><\/strong><\/h3>\n<p>[\/vc_column_text][vc_single_image image=&#8221;1736&#8243; img_size=&#8221;full&#8221; el_class=&#8221;icon-about&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/5&#8243; css=&#8221;.vc_custom_1583926353129{margin-top: 0px !important;}&#8221;][vc_column_text el_class=&#8221;offers-text bullet-white&#8221; css=&#8221;.vc_custom_1623838200674{margin-top: 20px !important;margin-bottom: 20px !important;}&#8221;]<\/p>\n<ul>\n<li><span style=\"color: #ffffff;\"><span style=\"color: #ffffff;\">Possibilidade de antecipa\u00e7\u00e3o do valor da reforma, com isen\u00e7\u00e3o de cobran\u00e7a de juros desde que esteja domiciliada no BCN de forma peri\u00f3dica e que o cliente seja detentor de um dep\u00f3sito a prazo no BCN de valor igual ou superior ao valor da reforma;<\/span><\/span>&nbsp;<\/li>\n<li><span style=\"color: #ffffff;\">Oferta de 1.000$00 a creditar numa Conta Nova Gera\u00e7\u00e3o por cada 1.000.000$00 de DP (novos recursos) constitu\u00eddo pelo cliente.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1588590257742{margin-top: 50px !important;}&#8221;][\/vc_row_inner][vc_column_inner][\/vc_column_inner][vc_column_text css=&#8221;.vc_custom_1588588781913{margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221;]<\/p>\n<h3><strong><span style=\"color: #da3535; font-size: 22px;\">Saiba mais sobre&#8230;<\/span><\/strong><\/h3>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner el_class=&#8221;pdf-icon&#8221; width=&#8221;1\/6&#8243; css=&#8221;.vc_custom_1588589060520{margin-left: 15px !important;}&#8221;][vc_single_image image=&#8221;7026&#8243; img_size=&#8221;70&#215;72&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_column_text]<\/p>\n<h4><strong>Documentos e<br \/>\nInforma\u00e7\u00f5es<\/strong><\/h4>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1588608064337{margin-top: 0px !important;padding-right: 24px !important;}&#8221;][vc_column_text el_class=&#8221;pdfs-download&#8221; css=&#8221;.vc_custom_1588780829127{padding-right: 20px !important;}&#8221;]<\/p>\n<p style=\"color: #6b696d !important;\"><a href=\"https:\/\/bcn.cv\/pt_PT\/formularios\/\">Formul\u00e1rios e Documentos para abertura de conta<\/a><\/p>\n<p><a href=\"https:\/\/bcn.cv\/pt_PT\/wp-content\/uploads\/2020\/05\/FIN_Dep\u00f3sito-\u00e0-Ordem_S\u00e9nior.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Ficha de Informa\u00e7\u00e3o Normalizada<\/a>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; el_class=&#8221;align-content right&#8221;][vc_single_image image=&#8221;5969&#8243; img_size=&#8221;full&#8221; alignment=&#8221;right&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/bcn.cv\/pt_PT\/suporte_test\/open.php&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1587463888542{margin-top: 60px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1582213073468{margin-top: -75px !important;}&#8221;]<div class=\"title-vertical-line\"><h2><span>Informa\u00e7\u00e3o<\/span> \u00datil<\/h2><p><\/p><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1584698679942{margin-right: 14% !important;margin-left: 14% !important;}&#8221; el_class=&#8221;useful-info&#8221;][vc_column width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1554915538453{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3916&#8243; alignment=&#8221;center&#8221; el_class=&#8221;info-icon&#8221; css=&#8221;.vc_custom_1584639152674{padding-right: -3px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1588092435234{margin-top: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/bcn.cv\/pt_PT\/precario\/\"><strong>PRE\u00c7\u00c1RIO<\/strong><\/a><\/span><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/5&#8243; css=&#8221;.vc_custom_1554915650188{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3941&#8243; alignment=&#8221;center&#8221; el_class=&#8221;info-icon&#8221; css=&#8221;.vc_custom_1584639170837{margin-right: -3px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1588092449909{margin-top: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><strong><span style=\"color: #333333;\"><span style=\"color: #333336;\"><a style=\"color: #333336;\" href=\"https:\/\/bcnonline.bcn.cv\/\">\u00c1REA DE CLIENTE<\/a><\/span><br \/>\n<\/span><\/strong><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;2\/5&#8243; css=&#8221;.vc_custom_1554915579391{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3905&#8243; alignment=&#8221;right&#8221; el_class=&#8221;info-icon&#8221; css=&#8221;.vc_custom_1584639180305{margin-right: 13px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1588171567287{margin-top: 20px !important;margin-left: 0px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><strong><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/bcn.cv\/pt_PT\/formularios\/\">DOCUMENTOS E FORMUL\u00c1RIOS<\/a><br \/>\n<\/span><\/strong><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/5&#8243;][vc_row_inner css=&#8221;.vc_custom_1562689691580{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;3918&#8243; alignment=&#8221;center&#8221; el_class=&#8221;info-icon last&#8221; css=&#8221;.vc_custom_1584639195656{margin-right: -17px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;.vc_custom_1588092471365{margin-top: 20px !important;margin-left: 10px !important;padding-left: 0px !important;}&#8221;]<\/p>\n<h5><strong><span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/bcn.cv\/pt_PT\/protocolos\/\">PROTOCOLOS<\/a><br \/>\n<\/span><\/strong><\/h5>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1561999195244{margin-top: 50px !important;padding-bottom: 0px !important;}&#8221;][vc_column width=&#8221;2\/3&#8243; el_class=&#8221;align-content left&#8221;][vc_column_text]A\u00a0Conta S\u00e9nior\u202f\u00e9 uma conta de dep\u00f3sitos \u00e0 ordem, destinado a particulares com mais de 65 anos, que d\u00e1 acesso a in\u00fameros benef\u00edcios, abrindo um leque de novas e boas oportunidades para quem acredita que nunca \u00e9 tarde [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2001,"menu_order":10,"comment_status":"closed","ping_status":"closed","template":"template-builder.php","meta":{"inline_featured_image":false},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/2013"}],"collection":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/comments?post=2013"}],"version-history":[{"count":72,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/2013\/revisions"}],"predecessor-version":[{"id":16346,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/2013\/revisions\/16346"}],"up":[{"embeddable":true,"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/pages\/2001"}],"wp:attachment":[{"href":"https:\/\/bcn.cv\/pt_PT\/wp-json\/wp\/v2\/media?parent=2013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}